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buysell cyprusWhatever form of Cyprus property investment you are looking from, from villas and apartments to fly-to-let, you'll find it here.
Luxury apartments in Cyprus are finished to very high standards so expect to find all the home comforts you need and a few more besides such as air conditioning and lots of outside space. Thanks to the mild Mediterranean climate in Cyprus most people spend more time outside than in. This is why many Cyprus apartments have lots of balcony space outside and facilities for alfresco dinning like built in barbecue areas. This is great for socializing or just chilling out on those long summer evenings with a long cold drink whilst you soak up the Cyprus lifestyle. The other event scheduled to be implemented in the early part of January 2008 is that 15% Value Added Tax (VAT) will be levied on all land deals in Cyprus. Therefore those smart investors who take advantage of buying property in Cyprus before this event will effectively save 15% on the deal, from the start. Countries such as Cyprus have seen some major benefits from this glut of disposable income that buyers are raising by remortgaging their prime residences at home. Many foreign buyers are even taking advantage of the Cyprus banks willingness to loan against Cyprus property purchases by none residents wishing to buy holiday homes on the Island. Many observers who have visited Cyprus over the last few years can't possibly have escaped noticing how much quieter it seems even in the high season. Quite a few bars and restaurants outside of the main resorts lie empty giving the impression that tourist numbers are dropping. A notable British presence remains to this day and Cyprus has become home to a large expat community (estimated at around 50,000), while British tourist trade accounts for the overwhelming majority of the country's tourism income. A look at the Cypriot climate and its easy to see the attraction: average temperatures only dip below 70F (21C) between November and Apriland the country can boast on average 300 days of sunshine per year. So how much property do you get for your money? About 130,000 Cyprus Pounds (EUR224,000, GBP154,000) will buy you a detached three bedroom dwelling, although expect to pay more to get near the beach. In the north, the equivalent property can be picked up for around CYP90,000, and prices here are rising fast, albeit from a low base. However, there are significant risks attached to buying in the North. Compared to many other countries purchasing property in Cyprus by foreigners is relatively simple. Non Cypriots are permitted to purchase (for their personal use) either: an apartment, a house or a villa on a site, a piece of land. The maximum allowed area is 4,013 square meters (an equivalent of 43,195 square feet) Permission to transfer the property bought to the non-Cypriot's name must be sought from the Cyprus Council of Ministers. However this is granted more or less as a matter of course to all bona fide purchasers. In the meantime, purchasers may take possession of the property without restriction. Be fully aware that more than 90% of people now book their villa or apartment holiday via the internet. A very strong presence on the net is an absolute must for most, and something you should not overlook. It may seem like a strange idea to actually buy a property before it is even built but that is the way things are done in Cyprus. Most Cyprus developers don't even lay any foundations until some of the houses have actually been sold and 25-30% of the cost of the property has been paid. This is great news for them because they that way they always have a steady supply of cash coming in to pay for the ongoing construction costs. The balance of your Cyprus property payments are then expected to be paid in three stages of 25% each as the different phases of construction are completed. These are usually: the shell, roof and plaster then the final interior finishes such as tiling etc. Cyprus is still a top holiday destination especially for the British and Germans who flock back there year on year. It is many of these former tourist that have purchased property in Cyprus and this trend looks set to continue for quite some time. It is an inescapable fact that the shape of the tourist industry in Cyprus has and continues to undergo a major shift in emphasis. There is a definite switch from hotel and apartment based holidays to private rentals of villas or luxury apartments which in turn is having other "knock on" effects. Despite the disadvantages of having to pay for most of your Cyprus house whilst its still under construction and having never set foot in it this system has worked extremely well in Cyprus for many years. The obvious difference between buying Cyprus property whilst under construction and U.K. property purchase is that you only pay on completion in the U.K. Of course any developer Cypriot or otherwise will require some kind of a deposit or reservation fee. At the time of publishing this article a developer offering Cyprus property under construction would require around £cy2000 to reserve a plot for thirty days after which time the first payment of 25% would become due. When a contract is raised to purchase cyprus property under construction by a developer you will need to employ the services of a local solicitor. The good news is that the legal system in Cyprus is very similar to that in the U.K. and most of the lawyers or their staff speak very good English too. You should check your contract carefully and go over anything you are unsure of with your solicitor before you sign it. The contract not only forms an agreement between yourself and the developer as to the full specifications of your Cyprus villa or apartment it also constitutes your right of ownership to the property untill a separate title deed is drawn up. Although property prices in Cyprus have also risen considerably in the last few years they still lag behind those of Britain and her other more affluent European cousins. This may be one of the reasons that Cyprus property development continues at such a pace despite the steady increase in values. Another upside of this huge property market growth is the amount of wealth it is creating in Cyprus itself with many former farming land owners becoming overnight property millionaires. The outward evidence of all this new found wealth is manifest in the increasing number of luxury cars on the roads and also in the marinas that are filling up with a multitude of new power boats. Now that Cyprus is in the E.U. prices of these Paphos villa properties look set to increase still further and that's not withstanding the introduction of VAT on property in the near future. This could soon put these kind of properties beyond the reach of average holiday home buyer for good so now may be the best time to make a move. Whatever the future holds for property development in Cyprus the chances are that Paphos will remain a sound investment and there will always be a strong demand for a villa in Paphos. There are two significant events scheduled for Cyprus at the beginning of 2008, both of which are widely predicted to have a dramatic effect on the prices of land and property in Cyprus. Buying property for investment purposes has always made perfect sense and Cyprus property is no exception. Property buying habits have evolved over the last decade and buyers are ever more willing to invest in overseas developments especially those situated on or close to holiday resorts. With the economies of most Western European countries continuing to grow, more and more of these Euro citizens are looking to buy holiday homes in the sun. So if you really want to live the Cyprus dream there are not that many real obstacles standing in your way that cannot be easily overcome.
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