northern cyprus property sales |
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estate agents in north cyprus |
cyprus for saleWhatever form of Cyprus property investment you are looking from, from villas and apartments to fly-to-let, you'll find it here.
So if you really want to live the Cyprus dream there are not that many real obstacles standing in your way that cannot be easily overcome. According to this country's regulations a value added tax (VAT) on property related transactions is to become enforceable in 2008 which will unavoidably increase real estate market across the island. A notable British presence remains to this day and Cyprus has become home to a large expat community (estimated at around 50,000), while British tourist trade accounts for the overwhelming majority of the country's tourism income. A look at the Cypriot climate and its easy to see the attraction: average temperatures only dip below 70F (21C) between November and Apriland the country can boast on average 300 days of sunshine per year. So how much property do you get for your money? About 130,000 Cyprus Pounds (EUR224,000, GBP154,000) will buy you a detached three bedroom dwelling, although expect to pay more to get near the beach. In the north, the equivalent property can be picked up for around CYP90,000, and prices here are rising fast, albeit from a low base. However, there are significant risks attached to buying in the North. Compared to many other countries purchasing property in Cyprus by foreigners is relatively simple. Non Cypriots are permitted to purchase (for their personal use) either: an apartment, a house or a villa on a site, a piece of land. The maximum allowed area is 4,013 square meters (an equivalent of 43,195 square feet) Permission to transfer the property bought to the non-Cypriot's name must be sought from the Cyprus Council of Ministers. However this is granted more or less as a matter of course to all bona fide purchasers. In the meantime, purchasers may take possession of the property without restriction. Cheap Cyprus property is a holiday home buyers dream come true but if you don't take care it could turn into a nightmare. In the search for cheap Cyprus property many prospective buyers are starting to look towards the North of the Island. This is due in part to the increasing prices of Cyprus real estate which continues to represent a great investment for personal buyers and investors alike. If you are tempted to consider looking for cheap Cyprus property in the North a little caution may be advisable before you make any important purchasing decisions. Get up in the morning when you want, eat when you like and come in at whatever time suits you. No more set meal times or queuing up for dinner when someone else dictates. A luxury Cyprus apartment gives you the total freedom to come and go just as you like leaving you free to get on with your holiday. Many Cyprus apartments will also have their own exclusive pool area too so you can enjoy a dip whenever you like and you won't have to get up early to reserve a sun lounger either. Mortgages Typically, Cypriot banks will lend between 60% and 80% of the value of the property with the term usually fixed at seven to ten years, although longer repayment periods can be negotiated. As things stand, it would be very difficult to obtain a Cyprus mortgage from a non-Cyprus bank. These guidelines are meant for guidance only and describe a straightforward purchase scenarios. However this information is not meant to replace proper legal advice, which we always insist you take. It may seem like a strange idea to actually buy a property before it is even built but that is the way things are done in Cyprus. Most Cyprus developers don't even lay any foundations until some of the houses have actually been sold and 25-30% of the cost of the property has been paid. This is great news for them because they that way they always have a steady supply of cash coming in to pay for the ongoing construction costs. The balance of your Cyprus property payments are then expected to be paid in three stages of 25% each as the different phases of construction are completed. These are usually: the shell, roof and plaster then the final interior finishes such as tiling etc. Whatever you choose to believe most people will agree that such large scale development is sure to have some kind of adverse effect on the countries economy and culture. The bottom line is that no one can predict where it will end or what the deeper effects will be on Cyprus life at the end of the day. Meanwhile the rich get richer and the first time buyers slide further towards the bottom of the Cyprus property ladder with no hope of ever being home owners themselves. Cyprus is a beautiful country to live in and visit but there is a real danger it could be changed irreversibly by this ongoing Cyprus property development. First off, finding properties in Cyprus can be done easily enough if you hire an agent to work with you. That is right, why do all of the work yourself when you do not have to? Instead, you can hire a real estate agent to help you seek out the many different properties in Cyprus. You may or may not have to pay them for their help, but all in all, most people agree that it is well worth the money if it comes down to that. Generally speaking, there is no replacement for getting professional assistance. Despite the disadvantages of having to pay for most of your Cyprus house whilst its still under construction and having never set foot in it this system has worked extremely well in Cyprus for many years. The obvious difference between buying Cyprus property whilst under construction and U.K. property purchase is that you only pay on completion in the U.K. Of course any developer Cypriot or otherwise will require some kind of a deposit or reservation fee. At the time of publishing this article a developer offering Cyprus property under construction would require around £cy2000 to reserve a plot for thirty days after which time the first payment of 25% would become due. For people who want to buy properties in Cyprus, there is one major question that needs to be answered. Do you know what that is? Simply put, you need to know what type of properties in Cyprus you are most interested in. For instance, do you want to buy a single family home, or would something in a villa style be better for you? As you can imagine, there is no right of wrong answer to this question. But with that being said, you better have some sort of answer before you start searching for properties in Cyprus. This way, the actual process of finding the ideal property will be much easier and enjoyable. Considering how the movement of tourists has significance for buy-to-let investors, this may be just as well, for right now, those looking for property on the island are increasingly looking farther afield for bargains - and finding them. Cyprus, is the 3rd largest Mediterranean island - covering 9,251 square kilometres, 240 km from west to east and 96 km from north to south - with a population of approximately 700,000. Being at the cross-roads of three continents - Europe, Asia and Africa - it has one of the oldest histories of the world, dating back 9000 years. Its strategic position, its wealth in forests and mineral deposits, as well as its skilled craftsmen, made it the prized possession of the powers of the day. The island is served by approximately 30 major airlines, linking it to the four corners of the world through its international airports at Larnaca and Paphos. Driving is on the left in Cyprus and distances between towns are relatively short, covered by a good network of modern roads. Be fully aware that more than 90% of people now book their villa or apartment holiday via the internet. A very strong presence on the net is an absolute must for most, and something you should not overlook. If you have never visited the Island paradise of Cyprus you have been missing out on a great holiday destination. The people are friendly to a fault and the weather is perfect for outdoor life like bathing or water sports. There is a rich culture and history that dates back thousands of years so you will never be short of places of interest to visit whilst there. So be our guest and take a look at all that Cyprus has to offer both as a holiday Island and a brilliant property investment opportunity. Enjoy Cyprus and your luxury Cyprus apartment.
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