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villa holidays cyprus |
properties in cyprusWhatever form of Cyprus property investment you are looking from, from villas and apartments to fly-to-let, you'll find it here.
On January 1st 2008, Cyprus will adopt the Euro as its currency. But investors need not wait that long, according to Simon Tweddle, chief analyst at property experts Property Secrets. He stated that: "Membership of the EU is a huge advantage but membership of the Euro, to be honest, is not a big deal." Mr Tweddle's comments were directed at eastern European property markets, but Cyprus is comparable to them in the sense that it is also a recent addition to the EU (it joined in 2004) while not yet having the Euro. Thus investors may be best off not waiting until January 1st before looking for that Cypriot bargain. Countries such as Cyprus have seen some major benefits from this glut of disposable income that buyers are raising by remortgaging their prime residences at home. Many foreign buyers are even taking advantage of the Cyprus banks willingness to loan against Cyprus property purchases by none residents wishing to buy holiday homes on the Island. So, if the time is right for you to invest in foreign property, the time is right to invest in Northern Cyprus property developments, before prices rise to south Cyprus levels. At the moment there are numerous options ranging from apartments to villas and luxury houses to choose from. Banks and Financial institutions have made available easy loans to finance property purchase in Cyprus to foreigners in both foreign currency and Cyprus pounds. Loans available cover up to 70% of the property value and can be negotiated to 80%-85%, if the construction is new. The third major area of property developments in Northern Cyprus centres on the town of Bafra, north of Bogaz. Positioned just as the start of the Karpaz Peninsula, development here has been spearheaded by the Kaya Artemis Resort Hotel. This giant reproduction of the Temple of Artemis at Ephesus is a landmark five-star resort and casino, offering a massive 2,400 bed capacity for international conferences and holidaymakers. The first step in buying a Cyprus property is to find what is available. As you probably know, real estate in this country is becoming more and more popular as the days go by. The reason for this is quite simple. Not only is this a beautiful part of the world to live in, but the same holds true for tourists as well. For this reason, there are a lot of people looking into Cyprus property as a second home. This will give them a great place to visit each and every time that they want to get away. One thing that catches many foreign buyers out a few years down the road is the cost of obtaining their title deeds! Thats right, you will have to pay a property tax based on the original purchase price of your Cyprus property whilst it was under construction. This is based on a sliding scale related to value of the property and at the time of publishing this article was as follows 3% on the first CYP50,000, 5% on the next CYP50,000 followed by 8% on any further amount over CYP100,000. You would be wise to make provision for these "hidden costs" when budgeting for the purchase of any Cyprus property still under construction and even some resale properties too. If need be, get the help of an agent when shopping for Cyprus properties. Remember, a real estate agent will be most familiar with the properties as well as the market. Being able to learn from their expertise is invaluable. This is a very important step when you are considering the purchase of any property in Cyprus. There can be no doubt that the colossal amount of development going on in Cyprus is changing the face of the countries economy and lifestyle at a rapid pace.
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